Dividend Rates

Dividend Rates effective 04-01-2013. Rates are subject to change without notice. All rates are expressed in Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal (share certificates). Rates on share accounts may change after account is opened.

NOTE: DIVIDENDS ARE BASED ON THE CREDIT UNION EARNINGS FOR EACH DIVIDEND PERIOD. DIVIDEND RATES ARE SET BY THE BOARD OF DIRECTORS AND THEREFORE ARE SUBJECT TO CHANGE AND CANNOT BE GUARANTEED.

ACCOUNT TYPE
MINIMUM OPENING BALANCE
MINIMUM
TO EARN DIVIDEND
ANTICIPATED DIVIDEND RATE
APY*
Regular Share Accounts
$100 and Over
$25
$100
0.15%
0.15%
*APY is the Annual Percentage Yield.


ACCOUNT TYPE
MINIMUM OPENING BALANCE
MINIMUM
TO EARN DIVIDEND
ANTICIPATED DIVIDEND RATE
APY*
Youth/Teen Accounts
$5 - Over
$5
$5
0.15%
0.15%
*APY is the Annual Percentage Yield.


ACCOUNT TYPE
MINIMUM OPENING BALANCE
MINIMUM
TO EARN DIVIDEND
ANTICIPATED DIVIDEND RATE
APY*
Holiday Account
 
$10
$10
0.15%
0.15%
*APY is the Annual Percentage Yield.


ACCOUNT TYPE
MINIMUM OPENING BALANCE
MINIMUM
TO EARN DIVIDEND
ANTICIPATED DIVIDEND RATE
APY*
IRA Share Account
 
$100
$100
0.15%
0.15%
*APY is the Annual Percentage Yield.

For purposes of this disclosure, the dividend rate and annual percentage yield stated for the term share certificates accounts were accurate as of 05-02-2013 .

 

Certificates

3-5 Months
.15%
.15%
.15%
.15%
.15%
.15%
.15%
.15%
6-11 Months
.20%
.20%
.20%
.20%
.20%
.20%
.20%
.20%
12-17 Months
.25%
.25%
.25%
.25%
.30%
.30%
.30%
.30%
18-23 Months
.25%
.25%
.25%
.25%
.30%
.30%
.30%
.30%
24-35 Months
.50%
.50%
.50%
.50%
.55%
.55%
.55%
.55%
36-47 Months
1.00%
1.00%
1.00%
1.00%
1.05%
1.05%
1.05%
1.05%
48 Months
1.00%
1.00%
1.00%
1.00%
1.05%
1.05%
1.05%
1.05%
*APY is the Annual Percentage Yield.

Members’ accounts are insured by the National Credit Union Administration up to $250,000. A penalty may be imposed for early withdrawal of share certificates. IRA certificates may be opened for terms of 12 months or more. Certificate rates are fixed, all others are variable rate types. Please refer to Truth-In-Savings Disclosure. *APY = Annual Percentage Yield.

 
 
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Butte Federal Credit Union
P.O. Box 475
482 B Street
Biggs, CA 95917

memberservices@buttefcu.org

Phone: 530-868-5405
Toll Free: 800-328-5405
Fax: 530-868-1254

Debit Card Lost &Stolen
After Hours: 888-241-2510
Collect: 909-941-1398

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