Loan Products

Share Secured

Don't want to use money in your savings to make a purchase? No problem with this special loan that lets you borrow against money you have in savings or share certificates. This means you get a low rate on the loan and you continue to earn dividends on money in your savings account.

Signature/Overdraft

Any way you crunch the numbers, a Signature Loan balances into a great deal. You can obtain financing for items and accessories you need or for anything that would satisfy your personal desires. With a signature loan, no collateral is required.

VISA Credit Card

Our VISA program is built around the features of convenience and low cost. Convenient in that it is accepted almost everywhere you shop or travel or when you need extra cash or extra purchasing power. Low cost in that we offer attractive rates, fees, and terms. Choose the VISA product with the features that best suits your needs.

To request a copy of our Credit Card Disclosure, please contact us at 1-800-328-5405.

Helping Hand Cash Loan

It’s easy to get trapped in the checking cashing/payday lender cycle.  We’re here to help!  With our Helping Hand Cash Loan, you can borrow up to $700 instantly, no credit check required.  Repayment can be up to 4 months, and if repayment is done by direct deposit, you’ll save six percent (6%) off the annual percentage rate.  Processing and approval in minutes.  Minimum requirements include active checking account with Butte Federal Credit Union for at least three months, six months of current employment, and a $20 application fee submitted at time of application.  Talk with a branch representative today, break the endless cycle of fees and charges, and take control of your finances today.

New & Used Vehicles

We make your car buying experience a breeze! Finance your new car, truck or van at your Credit Union. We offer flexible financing terms and competitive rates.

New & Used Boats

We make your boat buying experience a breeze! Finance your new or used boat vehicle at your Credit Union. We offer flexible financing terms and competitive rates.

New & Used Off-Road Vehicles/Jet Skis

We make your off-road vehicle/jet ski buying experience a breeze! Finance your new or used off-road vehicle/jet ski at your Credit Union. We offer flexible financing terms and competitive rates.

New and Used Recreational Vehicles

We make your recreational vehicle buying experience a breeze! Finance your new or used recreational vehicle at your Credit Union. We offer flexible financing terms and competitive rates.

New and Used Manufactured Homes

We make your new or used manufactured home buying experience a breeze! Finance your new or used manufactured home at your Credit Union. We offer flexible financing terms and competitive rates.

Home Equity Loans

Our low-rate, low-fee Home Equity Line of Credit (HELOC) lending program offers homeowners the opportunity to use the equity in their home for all of their lending needs. Whether looking to do home improvements, take a vacation, pay for college expenses, bill consolidation, or whatever your need may be, our HELOC program is your financial lending resource.